Platform Solutions
The complete SACCO operations stack — in one place.
Six tightly integrated product areas covering every dimension of cooperative finance management.
👥
Members & KYC
End-to-end member lifecycle management.
- › Digital profile capture with photo and document upload
- › KYC document verification workflow with status tracking
- › Next-of-kin and beneficiary registration
- › Branch assignment and multi-branch support
- › Bulk member operations and data export
💰
Savings Accounts
Flexible savings product management.
- › Multiple savings products per member
- › Compulsory and voluntary savings support
- › Deposit transaction history and account statements
- › Interest calculation and posting workflows
- › Real-time balance visibility per product
📊
Share Capital
Share accumulation and equity management.
- › Share purchase recording and accumulation tracking
- › Member equity position by product and total
- › Share transfer and redemption support
- › Share certificate generation
- › Dividend calculation and posting readiness
🏦
Loan Lifecycle
Structured lending from application to closure.
- › Loan application submission with document uploads
- › Guarantor assignment and response management
- › Committee approval workflow with notes
- › Schedule generation with interest and penalties
- › Arrears tracking, PAR monitoring, and rescheduling
📱
Mobile Payments
Mobile money collection and reconciliation.
- › AzamPay integration with webhook callbacks
- › Selcom integration for M-Pesa and Tigopesa
- › Payment intent creation and reference tracking
- › Callback capture, retry, and reconciliation log
- › Payment channel and provider configuration
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Finance & Reports
Accounting, analytics, and regulatory exports.
- › Double-entry journal posting for all transactions
- › Trial balance generation and export
- › Loan aging report by bucket and branch
- › Member account statements with full history
- › Excel and PDF export for all major reports
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